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Apply online for a home equity line of credit
Talk to a lending specialist
NMLS ID:
- 866.290.4674
- Schedule an appointment
Apply online for a home equity line of credit
Talk to a lending specialist
NMLS ID:
- 866.290.4674
- Schedule an appointment
Get an estimated payment and rate for a home equity line of credit
Use this calculator to estimate monthly home equity payments based on the amount you want, rate options, and other factors.
Take advantage of these interest rate discounts
0.25%
For automatic monthly payments
Set up and maintain automatic monthly payments from your Bank of America checking or savings account and receive a 0.25% interest rate discount (doesnotapplytoBill Payservice) adatext .
Up to 1.50%
For initial withdrawals
Make an initial withdrawal when you open your account and receive a 0.10% interest rate discount for each $10,000 withdrawn (uptoamaximumdiscountof1.50%) adatext .
Up to 0.625%
For Bank of America Preferred Rewards members
Depending on tier level, Preferred Rewards members can get an interest rate discount adatext of up to 0.625%. Learn more about Preferred Rewards.
Learn more about Preferred Rewards
Top home equity FAQs
- How can I access the money in my Bank of America HELOC?
- How do I make a payment to my HELOC?
- Can I fix the interest rate on all or part of my HELOC?
- See all home equity FAQs>
Home equity basics
The more equity you have, the more options will be available to you.
Evaluating the equity in your homeLearn about a HELOC, how a variable rate is calculated and how to get a Fixed-Rate Loan Option.
What is a home equity line of credit (HELOC)?Consider a cash-out refinance loan to get the financing you need.
Cash-out refinance or HELOC?Interested in using the equity in your home?
Compare home equity loans vs. lines of credit- Learn more about home equity>
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